PERSEPSI MASYARAKAT TERHADAP PENGGUNAAN DOMPET DIGITAL PADA TRANSAKSI JUAL BELI
Abstract
Current technological developments can no longer be denied, various innovations are continuously present to pamper consumers in the transactions they make. The innovations that are present include a payment system that can already be done through a digital system called a digital wallet. The presence of these various digital wallet platforms must compete very tightly to win the hearts of consumers. To win the hearts of consumers, of course, you have to know what the needs and expectations of consumers are for these new innovations. The purpose of this study is to find out what are the public perceptions of using digital wallets in digital transactions. The method used in this research is quantitative research with a descriptive approach. The results of the study show that people have a tendency to use a digital wallet platform for the reason of getting more convenience and security in transactions they make with digital wallets compared to transactions with other systems.
References
D. A. R. Al-Hikmah, Al-Qur’an dan Terjemahnya. Bandung: Diponegoro, 2011.
Z. Zulkifli and A. Anis, “PENGARUH TEKNOLOGI INFORMASI DAN MODAL MANUSIA TERHADAP PEREKONOMIAN DI INDONESIA,” J. Kaji. Ekon. dan Pembang., vol. 1, no. 3, p. 855, Nov. 2019, doi: 10.24036/jkep.v1i3.7712.
E. Setiawati and W. Al Qoodir, “PENGARUH TEKNOLOGI TERHADAP PERTUMBUHAN EKONOMI,” J. Ekon. Manajemen, Akuntansi, dan Perbank. Syari’ah, vol. 10, no. 2, pp. 214–243, Sep. 2021, doi: 10.24903/je.v10i2.1428.
Bank Indonesia, “Peraturan Bank Indonesia Nomor: 11/12/Pbi/2009 Tentang Uang Elektronik (Electronic Money) Dengan Rahmat Tuhan Yang Maha Esa, Gubernur Bank Indonesia,” no. 42, 2019.
J. Jasri, “Pendapatan Margin Bayal- Murabahah terhadap Profitabilitas pada Bank Syariah,” J. Huk. Ekon. Syariah, vol. 1, no. 1, pp. 64–73, Dec. 2018, doi: 10.26618/j-hes.v1i1.1637.
R. Sulistyowati, L. Paais, and R. Rina, “PERSEPSI KONSUMEN TERHADAP PENGGUNAAN DOMPET DIGITAL,” ISOQUANT J. Ekon. Manaj. dan Akunt., vol. 4, no. 1, p. 17, Apr. 2020, doi: 10.24269/iso.v4i1.323.
V. Valencia and A. Junaidi, “Pengaruh Pesan Iklan Televisi ‘Dana App-Dompet Digital Indonesia 60s (2018)’ terhadap Keputusan Penggunaan Aplikasi Dana,” Prologia, vol. 3, no. 2, p. 512, Dec. 2019, doi: 10.24912/pr.v3i2.6404.
J. Jasri, S. Said, and A. K, “Analisi Faktor-Faktor yang Mempengaruhi Keputusan Etnis Tionghoa Menggunakan Jasa Bank Syariah,” IQTISHADIA J. Ekon. Perbank. Syariah, vol. 7, no. 1, pp. 1–16, Jul. 2020, doi: 10.19105/iqtishadia.v7i1.2915.
N. Afifah and N. L. Musyafa’ah, “Analisis Hukum Islam terhadap Jual Beli Online,” Maliyah J. Huk. Bisnis Islam, vol. 9, no. 1, pp. 118–137, Jun. 2019, doi: 10.15642/maliyah.2019.9.1.118-137.
Achmad Zurohman and Eka Rahayu, “Jual Beli Online dalam Perspektif Islam,” Iqtishodiyah J. Ekon. dan Bisnis Islam, vol. 5, no. 1, Jan. 2019, doi: 10.36835/iqtishodiyah.v5i1.87.
R. D. Pekerti and E. Herwiyanti, “Transaksi Jual Beli Online dalam Perspektif Sariat Madzhab Asy-Syafi’i,” JEBA J. Ekon. Bisnis, dan Akunt., vol. 20, no. 2, pp. 1–12, 2018, [Online]. Available: https://core.ac.uk/display/267947229?utm_source=pdf&utm_medium=banner&utm_campaign=pdf-decoration-v1.
A. Susanty, H. Santoso, and P. Nursyachbani, “Analisis Jenis Layanan Pendidikan Dan Non Pendidikan Yang Penting Bagi Peningkatan Kepuasan Mahasiswa (Studi Kasus: Fakultas Teknik Universitas Diponegoro),” J@ti Undip J. Tek. Ind., vol. 13, no. 1, p. 7, 2018, doi: 10.14710/jati.13.1.7-16.
J. Tarantang, A. Awwaliyah, M. Astuti, and M. Munawaroh, “PERKEMBANGAN SISTEM PEMBAYARAN DIGITAL PADA ERA REVOLUSI INDUSTRI 4.0 DI INDONESIA,” J. AL-QARDH, vol. 4, no. 1, pp. 60–75, Jul. 2019, doi: 10.23971/jaq.v4i1.1442.
H. M. Iqbal, Pokok-pokok Materi Statistik 2, Cet. Ketig. Jakarta: PT. Bumi Aksara, 2005.
.png)
